First Time Auto Buyer Program
Some of the lenders we work with offer a first-time buyer program for customers who are looking to purchase their first vehicle. If you think you might qualify, please give us a call at 610-857-5283 (Parkesburg) or 610-286-5363 (Morgantown) to learn more about the details.
General Program Guidelines:
- 6 months minimum at current employer. 6 months minimum at current residence.
- Down payment required of 10% of purchase price. May be waived with cosigner.
- Maximum financing term - 60 months.
- Finance of up to $15,000 without cosigner. Cosigner may be required above $15,000.
- Receive 'C' rate unless credit supports a higher tier. No derogatory credit
- Financing for the purchase of first vehicle. No other auto loans (past or present) would show on the credit report.
- Other underwriting criteria may apply. Each application is reviewed on a case-by-case basis.